As a Consumer Loan Underwriter, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. Consumer Loan Underwriters are responsible for underwriting a high volume of unsecured consumer loan applications, while assisting in the development and refinement of the underwriting process.

Join Achieve, change the future
At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid or remote roles across Arizona, California, and Texas and are strategically growing our teams to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, while putting your well-being first.

What you’ll do:

• Review loan applications
• Analyze consumer information including credit reports and income documentation
• Identify potential risk
• Utilize underwriting guidelines to determine lending approval
• Collaborate to improve the underwriting process
• Find ways to get better
  

What you’ll bring:

• Minimum of 2 years’ experience in credit analysis and/or underwriting loans (unsecured lending or credit card preferred)
• Strong organizational skills and ability to multi-task effectively
• Aptitude for critical thinking and working in the gray areas of risk assessment
• Ability to work autonomously and with a high level of productivity
• Resourcefulness and a need to continually improve upon processes
• Excellent communication skills
• Willingness to contribute to the growth and success of the organization

• 
  Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental and vision with HSA and FSA
• Competitive and flexible PTO, including dedicated volunteer days
• Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet insurance for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect with other employees through our six employee resource groups
  

Meet Achieve