Collector Job at Actors Federal Credit Union
Role Overview:
As a Collector you will focus on engaging with our members to assist them in maintaining or
regaining a positive standing with the credit union. While collecting debts and mitigating losses
is considered the primary directive of the department, the goal is to do so in a manner which is
empathetic and ideally enables us to assist the members with products or services in future times
of need.
Essential Functions & Basic Duties:
- Perform sound, compliant, and diligent collection practices, while providing courteous and
respectful treatment to members.
- Perform proactive and ongoing member outreach through various channels. Engage with members in
an effort to identify the cause for default and develop a plan to bring the member back to good
standing.
- Process payments from members and third-party vendors.
- Research and help resolve any matters which could result in a direct or indirect loss to the
credit union.
- Accurately research and respond to disputes regarding credit reporting, monies owed, and other
matters.
- Ensure the credit union’s collateral is secured in various situations; confirming lien status,
verifying adequate insurance coverage, etc.
- Maintain ample and accurate notes on all collection related activities, actions, and
proceedings.
- Ensure the proper safeguarding of pertinent member data and privacy across all
channels.
- Provide timely and accurate reporting to senior management on delinquent loans, negative shares,
and other products, services, or activities.
- Provide support to Senior Manager and/or other departments as requested. Perform other duties
and responsibilities as required or assigned. Maintain effective working relationships with various
departments.
Job Requirements:
- 3+ years of customer service or sales experience; banking experience preferred.
- 3+ years of collection experience in banking or credit union; covering various products and
credit types.
- Previous success in a fast paced and goal driven environment.
- Excellent technical skills & computer proficiency (i.e., Microsoft 365); ability to learn new
software as required
- Strong interpersonal skills (oral and written communications, active listening, positive
attitude).
- Impeccable attention to detail and the ability to handle confidential and sensitive
information.
- Demonstrate ability to provide solutions for complex customer related issues.
- High energy; proven ability to effectively multi-task in a fast-paced environment.
Competencies:
Communication: Speaks and writes clearly and informatively; edits work for spelling and grammar;
varies writing style to meet needs; presents numeric data effectively; able to read and interpret
written information.
Team Player: Acts as a member of a team by supporting everyone’s efforts to succeed; balances team
and individual responsibilities; contributes to building a positive team spirit; exhibits
objectivity and openness to others’ views; gives and welcomes feedback. Demonstrated ability to
successfully supervise a team and manage employees.
Quality: Demonstrates accuracy, thoroughness, and attention to detail; looks for ways to improve
and promote quality; applies feedback to improve performance; monitors own work to ensure quality.
Job Type: Full-time
Pay: $48,000.00 - $52,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Disability insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Paid training
- Tuition reimbursement
- Vision insurance
- Work from home
Physical setting:
- Office
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
- No weekends
Ability to commute/relocate:
- New York, NY 10036: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
- What is your salary expectation?
Experience:
- Microsoft Excel: 1 year (Preferred)
- Customer service: 1 year (Required)
- Collections: 3 years (Required)
Work Location: In person
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