Loan Risk Grade Analyst - Houston - Hybrid Schedule Job at Zions Bancorporation
Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions
Bancorporation is currently hiring a Loan Grade Risk Analyst to join our team in our Houston office. The position offers a 3/2 hybrid work schedule.
The ideal candidate will have the skills and experience to be:
Provide quality control of multi-dimensional modeling risk grading for commercial loans of all sizes and types to commercial, agricultural, dealer, leasing and private services personnel.
Assists field personnel in proper structuring of grading, source system data matching and exception clearing.
Based on analysis, make recommendations and course of action to take with regards to loan risk grading.
Works with the central risk grading team to assist field commercial lending personnel with assessing the risk inherent in commercial loan transactions.
Create new grading scenarios and update existing scenarios already in the system to resolve data mismatches between the risk grading application and the loan system where the loan is boarded.
Provides grading of all loan types including commercial and industrial credits, commercial real estate, dealer flooring, leasing, non-profit, agricultural and individual borrowers (including reliant guarantor grading).
Interact with lending personnel and credit administration across the enterprise.
Develop and maintain reports.
Other duties as assigned.
Experience
Requires a Bachelor’s in business, finance, accounting or a related field
2+ years with credit analysis, data bases, risk analysis, statistical modeling and general commercial type lending or other directly related experience.
A combination of education and experience may meet qualifications.
Working knowledge of credit analysis, credit risk assessment, statistical modeling, accounting, spreadsheets, databases, statistical software and pc's.
Knowledge of commercial type lending or loans.
Ability to utilize statistical models to present business solutions.
Ability to work with various department and vendors.
Must have solid analytical, customer service and communication, both verbal and written.
Knowledge of report writing and lending systems.
Please Note :
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With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions
Bancorporation is currently hiring a Loan Grade Risk Analyst to join our team in our Houston office. The position offers a 3/2 hybrid work schedule.
The ideal candidate will have the skills and experience to be:
Provide quality control of multi-dimensional modeling risk grading for commercial loans of all sizes and types to commercial, agricultural, dealer, leasing and private services personnel.
Assists field personnel in proper structuring of grading, source system data matching and exception clearing.
Based on analysis, make recommendations and course of action to take with regards to loan risk grading.
Works with the central risk grading team to assist field commercial lending personnel with assessing the risk inherent in commercial loan transactions.
Create new grading scenarios and update existing scenarios already in the system to resolve data mismatches between the risk grading application and the loan system where the loan is boarded.
Provides grading of all loan types including commercial and industrial credits, commercial real estate, dealer flooring, leasing, non-profit, agricultural and individual borrowers (including reliant guarantor grading).
Interact with lending personnel and credit administration across the enterprise.
Develop and maintain reports.
Other duties as assigned.
Experience
Requires a Bachelor’s in business, finance, accounting or a related field
2+ years with credit analysis, data bases, risk analysis, statistical modeling and general commercial type lending or other directly related experience.
A combination of education and experience may meet qualifications.
Working knowledge of credit analysis, credit risk assessment, statistical modeling, accounting, spreadsheets, databases, statistical software and pc's.
Knowledge of commercial type lending or loans.
Ability to utilize statistical models to present business solutions.
Ability to work with various department and vendors.
Must have solid analytical, customer service and communication, both verbal and written.
Knowledge of report writing and lending systems.
Please Note :
ajayjain.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, ajayjain.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, Site.com is the ideal place to find your next job.